You're paying $695/year for that card. Are you getting $695 back?
Most premium cardholders leave $200–$500/year in benefits unused. Answer a few quick questions and see exactly what value you're capturing — and what you're wasting.
We'll email your report when it's ready.
Takes 60 seconds. No card numbers. No bank linking. Free.
Currently for Amex Platinum, Amex Gold, and Chase Sapphire Reserve.
The Annual Fee Question Nobody Answers
Premium cards come with 15–25 benefits. Some expire monthly, some yearly, and many go unused. Most people never actually calculate whether they're getting enough value to justify the fee.
"Your card has 15–25 benefits. How many are you actually using?"
How It Works
Choose your card
Amex Platinum, Amex Gold, or Chase Sapphire Reserve.
Answer a few quick questions
Tell us how you actually use the card — travel, dining, credits, and perks.
Understand your real value
Get a personalized breakdown of what you're missing and what's worth keeping.
What We Don't Need
You just tell us your card and how you use it. That's it.
"Built by someone who got tired of paying $695/year and wondering if it was worth it."
Stop guessing. Start knowing.
Find out if your premium card is earning its keep — or if you're overpaying for benefits you don't use.
Enter your email above to get notified when your report is ready.